Homeownership Program


Who Are We?

Asset Builders of Southwest Louisiana supports people wanting to become financially fit and to learn how to save to purchase a home. Services offered include a matched savings IDA account, monthly financial education classes, and one-on-one financial counseling services.  These services help to improve the economic status of low income individuals and families.

With the Asset Builders of SWLA Homeownership Program, every dollar YOU save is matched with $4! You can save up to $1,000 in your IDA account and receive up to $4,000 in match money, giving you a total of $5,000 to invest in homeownership!

What is an IDA Account?

IDAs are special savings accounts that create a long term habit of saving  for the purchase of an asset. IDAs provide an incentive to save by matching each dollar saved with a dollar (or more) to help your savings grow quickly.




  • Must have an EARNED INCOME of at least $20,000
  • Have an Adjusted Gross Income not in excess of 200% of the Federal Poverty Guideline Level  OR eligible for the Earned Income Tax Credit


  • Must have a net worth of less than $10,000 in assets (Excluding One Vehicle)

Financial Literacy Classes

  • Must attend monthly one-hour class sessions presented by Asset Builders Community Resource Partners

Homebuyer Counseling

  • Must work closely with your desired Homebuyer Counseling Agency.  Project Build a Future and the Calcasieu Parish Police Jury Housing Agency provide information on money management skills and the process of buying a home.

IDA Savings Accounts

  • Must be committed to using your matched savings account to purchase a home
  • Must be willing and able to save at least $15 monthly

Our Partners


Project Build a Future

"Building Hope by Building Homes"



Southwest Louisiana Credit Union

2255 E. McNeese Street

Lake Charles, LA 70601



Calcasieu Parish Police Jury

Housing Counseling Agency



United Way of SWLA

815 Ryan Street

Lake Charles, LA 70601



First Federal Bank of LA

1135 Lakeshore Dr.

Lake Charles, LA 70601



Calcasieu Parish Public Trust Authority

1015 Pithon Street

Lake Charles, LA 70601